The Ackerman DifferenceInvestment Philosophy

Your portfolio guided by independent thinking, proven research, & years of experience

Independent Thinking

INDEPENDENT
THINKING

Providing independent advice

Research-driven decisions

Proven track record

Risk Management

RISK
MANAGEMENT

Limiting losses first

Maximizing returns next

Enabling wealth to compound

Diversification

DIVERSIFICATION

Reducing risk

Lowering volatility

Staying the course

Ongoing Portfolio Management

ACTIVE PORTFOLIO MANAGEMENT

Isolating academic risk factors

Applying proprietary valuation & trend models

Maximizing risk & return benefits

ACTIVE EXPENSE & TAX MANAGEMENT

ACTIVE EXPENSE &
TAX MANAGEMENT

Utilizing low-cost mutual funds & ETFs

Benefit from tax-efficient ETFs

Continuous tax-loss harvesting

INDEPENDENT THINKING

Our investment advice is driven by our proprietary analysis of asset valuations and price trends.  This approach is further enhanced by our independent views of current and future market developments. We are comfortable making our own assessments of the investment landscape, even when standing apart from “the crowd”, and have a long track record of identifying major market inflection points.

RISK MANAGEMENT

Our multi-generational approach to investing begins with the prudent goal of preserving wealth, while compounding its growth over the long-term. Our managed portfolio offerings seek to limit downside risk to defined levels first and to maximize returns within those risk constraints second. Our repeatable, defined portfolio management process reduces the risk of emotional decision-making, and the inclusion of price trend analysis in our investment methodology ensures that underperforming investments are systematically minimized in an effort to avoid major losses.

DIVERSIFICATION

Diversification is the critical tool for managing the various risk factors that can affect a portfolio. A properly diversified portfolio can also provide an emotional benefit, as lower volatility encourages an investor to stay the course and adhere to their long-term investment objectives. Our balanced portfolios are invested across four major asset classes (equities, fixed income, inflation-sensitive assets, and alternatives), but it is our exposures to the underlying risk factors in each asset class that allows for optimal diversification benefits.

Ongoing Portfolio Management

ACTIVE PORTFOLIO MANAGEMENT

We believe active portfolio management can yield benefits for an investor in the form of higher returns and lower risk.  Our academic-based approach to active management is driven by a proprietary combination of valuation and price trend analysis. We tactically adjust exposure to asset classes and related key academic risk factors on an ongoing basis in an effort to enhance risk-adjusted returns.

ACTIVE EXPENSE & TAX MANAGEMENT

ACTIVE EXPENSE & TAX MANAGEMENT

Investment related costs can be pre-determined and controlled, and, over time, lower investment expenses can meaningfully improve investment returns. ACM utilizes tax-efficient, low-cost ETFs and mutual funds in constructing our portfolios. Tax management can likewise improve taxable returns on an after-tax basis.  ACM’s taxable accounts are managed for “after-tax” returns, with tax-efficiency enhanced by managing the realization of taxable investment gains and by offsetting them with a disciplined, year-round tax-loss harvesting program.